For many, the decision to purchase a home can be daunting. You are faced with a multitude of decisions. You wonder if you are actually prepared. Locating the perfect home is not always an easy task and obtaining a mortgage be a complex and tiring process. However, once you have determined you are ready to move forward, the rewards are unquestionable.
I am here to help guide you through the process of home buying. My commitment is to make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so sellers perceive you as a competent buyer. I will locate and assess properties that match your requirements and help you through the myriad of details attending the actual purchase.
As a full-time real estate professional, I am always familiar with the current homes on the market. I know neighborhood market values well and will help you determine which properties are priced fairly and in good condition.
First Step | Determine Requirements
The first step in buying a home is to determine what you want and need in a home. First, ask yourself why you want to buy. Do you want to stop paying rent, start building equity, have a place of your own, raise a family or simply move up to a bigger house? Whatever the reason, next list the type of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, town); neighborhood (older and settled; sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this home, and if you will eventually want to sell.
Next | Loan Pre-Qualification
Once you have determined your needs, the next step in the purchasing process is pre-qualifying with a mortgage company. A mortgage pre-qualification can be useful as an estimate of how much you can afford. It means the lender has checked your credit and verified that you are prepared to buy.
As your real estate agent, I can refer you to reputable mortgage professionals in the area that have an excellent track record for successfully acquiring loan approval for their clients.
Finding The Right Home For You
Once you've been pre-qualified and know your price range, I can help you determine which properties fit your needs. I have the best possible resources and communication systems available and can help you locate homes that match your specifications. You can even search listings here at my website
Helping You Every Step Of The Way
Making an offer, negotiations, home inspections, appraisals, taking care of paperwork and keeping you on track. These are just some of the many steps I will help with during your home buying process. My top priority is to make sure your purchasing experience is pleasant, cost-efficient, and successful.